I have a student loan delinquency showing from PHEAA and AES on my credit report that is scheduled to fall off next year. I have since paid the account in full and didn’t know about the “pay for delete” strategy at the time. Is there any way of appealing to these agencies to have them remove the derogatory info from my credit report?

Does that become your responsibility as well? I am assuming so, but I have heard conflicting stories on student loan debt, so if anyone could clear up my confusion…

i have a lot of student loan debt and want to consolidate. however, i’m sure that because it is a private loan they’re going to run my credit. do you know what is the lowest score i can have to consolidate?

My credit score is 628 (not too good I know). However, is my credit score good enough to be approved for a student loan? I do not have a cosigner so that’s not an option.